> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vortexiq.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Stripe on Vortex IQ

> Monitor Stripe payment health, authorisation and dispute risk, and catch settlement problems before they hit cash flow.

Monitor Stripe payment health, authorisation and dispute risk, and catch settlement problems before they hit cash flow.

[Connect or manage this source](https://app.vortexiq.ai/workbench/settings/sources) · [View setup guide](/integrations/stripe) · [Create a workflow](https://app.vortexiq.ai/workbench/flows/create?connector=stripe)

<CardGroup cols={5}>
  <Card title="7">
    performance signals
  </Card>

  <Card title="5">
    automated checks
  </Card>

  <Card title="0">
    prepared fixes
  </Card>

  <Card title="0">
    proven workflows
  </Card>

  <Card title="589">
    API operations
  </Card>
</CardGroup>

<Tabs>
  <Tab title="Overview">
    ### What you can achieve

    Capabilities are grouped around merchant outcomes, not API terminology.

    <CardGroup cols={2}>
      <Card title="Grow revenue">
        Improve discovery, conversion, campaigns and repeat purchase.
      </Card>

      <Card title="Protect revenue">
        Find failures, leaks and risks before they cost sales.
      </Card>

      <Card title="Run operations">
        Monitor orders, fulfilment, delivery and settlement.
      </Card>
    </CardGroup>

    ### From connection to verified outcome

    The controlled sequence every capability follows. Nothing changes a connected system without the approval step.

    <Steps>
      <Step title="Connect">
        Authorise the source. Scopes are shown before access is granted.
      </Step>

      <Step title="Monitor">
        Watch the signals against your own baselines, not universal defaults.
      </Step>

      <Step title="Detect">
        Run checks and gather evidence specific to your store.
      </Step>

      <Step title="Recommend">
        Explain what happened, why it matters and the proposed action.
      </Step>

      <Step title="Approve">
        You review scope, risk and reversibility before anything changes.
      </Step>

      <Step title="Execute">
        Apply through governed connector operations.
      </Step>

      <Step title="Verify">
        Confirm the intended result and keep the receipt.
      </Step>
    </Steps>

    No changes are made without the configured approval policy. Read-only operations do not modify the connected system; schedules, access scopes, API usage and data handling remain governed by Vortex IQ controls.
  </Tab>

  <Tab title="Monitor (7)">
    ### Monitor performance

    7 performance signals. Open an outcome to see its signals and how each one alerts. Read-only operations do not modify the connected system.

    <AccordionGroup>
      <Accordion title="Grow revenue (3 signals)">
        | Signal                    | Alert behaviour | What it tracks                            |
        | ------------------------- | --------------- | ----------------------------------------- |
        | **Average Charge Amount** | Watch only      | Average amount per successful charge.     |
        | **Gross Revenue**         | Watch only      | Total gross revenue processed via Stripe. |
        | **Revenue Over Time**     | Watch only      | Stripe revenue trend over time.           |
      </Accordion>

      <Accordion title="Protect revenue (3 signals)">
        | Signal            | Alert behaviour  | What it tracks                            |
        | ----------------- | ---------------- | ----------------------------------------- |
        | **Net Revenue**   | Watch only       | Revenue after refunds and fees.           |
        | **Refund Rate**   | Alert band 2 / 5 | Percentage of charges that were refunded. |
        | **Total Refunds** | Watch only       | Total refund amount issued.               |
      </Accordion>

      <Accordion title="Run operations (1 signals)">
        | Signal            | Alert behaviour | What it tracks                |
        | ----------------- | --------------- | ----------------------------- |
        | **Total Charges** | Watch only      | Number of successful charges. |
      </Accordion>
    </AccordionGroup>
  </Tab>

  <Tab title="Audit (5)">
    ### Audit risks and opportunities

    A fix status appears only where the action, inputs, approval, verification and recovery controls are mapped. Candidate remediations are never executable. Open a check for the detail.

    <AccordionGroup>
      <Accordion title="Dispute rate above 1% (Visa/Mastercard threshold)">
        **Severity** critical · **Outcome** Protect revenue · **Fix status** Candidate remediation

        1% is the threshold Visa and Mastercard use to flag a merchant as excessive, and crossing it puts the account at risk of monitoring programs, extra fees, and in sustained cases, the ability to accept those card networks at all, on top of losing the disputed sales themselves.

        A likely corrective operation exists, but its mapping and recovery are not yet complete, so execution is not offered. Evidence and recommended manual steps are provided.

        Reference: `PAYMENT-DISPUTE-001`
      </Accordion>

      <Accordion title="Decline rate above 8%">
        **Severity** high · **Outcome** Protect revenue · **Fix status** Report only

        More than 8% of payment attempts are being declined. Every decline is a customer who was ready to pay and did not complete the sale, so this is lost revenue at the very last step of the funnel, after every earlier marketing and conversion cost has already been paid.

        Vortex IQ detects and explains this; resolution is manual, with evidence and recommended steps.

        Reference: `PAYMENT-DECLINE-001`
      </Accordion>

      <Accordion title="Refund rate spiked > 50% vs 7-day average">
        **Severity** high · **Outcome** Protect revenue · **Fix status** Candidate remediation

        Refunds jumped more than 50% above the recent weekly average. A spike this fast and this size usually has one specific, recent cause worth finding quickly, before it settles into an ongoing pattern that is harder to trace back to its origin.

        A likely corrective operation exists, but its mapping and recovery are not yet complete, so execution is not offered. Evidence and recommended manual steps are provided.

        Reference: `PAYMENT-REFUND-001`
      </Accordion>

      <Accordion title="3DS challenge friction , > 30% of qualifying transactions abandoned">
        **Severity** medium · **Outcome** Protect revenue · **Fix status** Candidate remediation

        More than 3 in 10 shoppers who reach a 3D Secure identity challenge are abandoning it rather than completing it. These are customers who already committed to buying and entered payment details, so this is revenue lost at the very last step, to friction rather than to lack of interest.

        A likely corrective operation exists, but its mapping and recovery are not yet complete, so execution is not offered. Evidence and recommended manual steps are provided.

        Reference: `PAYMENT-3DS-001`
      </Accordion>

      <Accordion title="Payout overdue > 5 days vs typical schedule">
        **Severity** medium · **Outcome** Grow revenue · **Fix status** Candidate remediation

        A payout is running more than 5 days behind this gateway's usual schedule. That is revenue already earned that has not reached the store's bank account, which affects cash flow directly regardless of how sales themselves are performing.

        A likely corrective operation exists, but its mapping and recovery are not yet complete, so execution is not offered. Evidence and recommended manual steps are provided.

        Reference: `PAYMENT-PAYOUT-001`
      </Accordion>
    </AccordionGroup>

    #### Build your own automated fixes

    Turn any finding into an automated fix with a Vortex IQ workflow: **over 13,000 read and write operations across more than 200 connectors** are available as building blocks, with approval, verification and rollback on every change.
  </Tab>

  <Tab title="Automate">
    ### Automate approved work

    Vortex IQ is integrated with **263 read** and **326 write** operations across accounts, account externalaccounts, account peoples, account persons, applicationfeerefunds, chargerefunds on Stripe. Combine them with anything from the **over 13,000 operations across more than 200 connectors** to automate the work in your own words.

    Changes follow your configured approval policy: the target, proposed change, affected records, risk, reversibility and verification plan are shown before execution.

    [Create a workflow](https://app.vortexiq.ai/workbench/flows/create?connector=stripe)

    #### Ready to build your first Stripe workflow

    Pick a trigger, add the operations above as steps, and every step that changes data pauses for your approval. Monitoring and audits are live now and can start any workflow you build.

    <Accordion title="Browse the operations you can build with">
      | Resource                 | Read operations | Write operations |
      | ------------------------ | --------------- | ---------------- |
      | accounts                 | 3               | 3                |
      | account externalaccounts | 2               | 3                |
      | account peoples          | 2               | 3                |
      | account persons          | 2               | 3                |
      | applicationfeerefunds    | 2               | 3                |
      | chargerefunds            | 2               | 3                |
      | coupons                  | 2               | 3                |
      | customers                | 2               | 3                |

      Signed-in users see the full catalogue in the workflow builder, filtered to the sources they have connected.
    </Accordion>
  </Tab>
</Tabs>